Debt Defense · Debt Settlement · Bankruptcy · Foreclosure Defense · Wage Garnishments
About us
Robert Gindel isn’t just another attorney. He’s a battle-tested courtroom brawler trained at the prestigious Gerry Spence Trial Lawyers College, who’s spent over two decades fighting for the little guy in Florida — and now, Texas.
Robert has become a relentless debt defense champion, taking on credit card lawsuits, debt collectors, foreclosure actions, wage garnishments, debt settlement negotiations, and more — even challenging the lawyers who represent them.
If they treat his clients unfairly, He fights. He fights and He fights again.
Justice for You
Many people don’t realize it, but you have rights when facing a debt lawsuit, foreclosure, wage garnishment, or aggressive collection. Whether you owe the full amount, part of it, or believe you owe nothing, we can help protect your paycheck, your property, and your peace of mind.
The Debt Cowboy Law Firm defends you against creditors in court, negotiates settlements that reduce what you owe, and helps you explore bankruptcy when it’s the right option. Serving Florida and Texas, we stand between you and the debt collectors — and we fight back.
The Real Legal Cowboys
We’ve beaten major creditors and debt collection firms in court. We’ve overturned default judgments, stopped garnishments in their tracks, and forced lenders to walk away from bad cases. When they cross the line, we don’t just defend — we go on offense with counterclaims that make them pay for violating your rights.
If they’re trying to take your money, your property, or your peace of mind, we’ll fight them — and win when the law’s on your side.
STANDING UP AGAINST DEBT ABUSE
Want to know what to do when you’re sued over a credit card? Need to stop wage garnishment or clear your credit report? The Debt Cowboy breaks it all down — and helps you fight back with the law on your side.
We defend against lawsuits filed by credit card companies and debt buyers.
We fight back when companies sue without proof.
Put an end to aggressive collectors and sue if they violate your rights.
Stop garnishment of your paycheck and get your money back if it was taken illegally.
Fix inaccurate accounts, delinquencies, and outdated debts hurting your score.
We help you decide whether Chapter 7 or 13 is right for a fresh start.
Challenge post-judgment levies and take back control of your finances.
Explore your options — from discharge to hardship-based repayment strategies.
Vacate default judgments and fight back — even after the gavel dropped.
We negotiate directly with creditors to reduce your balances and stop the harassment — without the scams or false promises of debt settlement companies. With a law firm on your side, you get protection, transparency, and real results that settlement companies can’t deliver.
We negotiate directly with creditors to reduce your balances and stop the harassment — without the scams or false promises of debt settlement companies. With a law firm on your side, you get protection, transparency, and real results that settlement companies can’t deliver.
Hospitals and doctors often overbill. We fight back — defending you against lawsuits, challenging inflated charges, and negotiating real relief.
Need a Fresh Start?
If you’re drowning in debt with no end in sight, bankruptcy may be the legal relief you’re looking for. Whether you’re facing wage garnishment, lawsuits, or just the stress of unpayable bills — we’ll help you take back control.
We’ll walk you through your options under Chapter 7 and Chapter 13, explain what to expect, and guide you every step of the way.
Real Talk with the Cowboy
Want to know what to do if you’re sued for a debt? Curious how to stop a wage garnishment, defend a foreclosure, negotiate a settlement, or file bankruptcy? Robert Gindel a.k.a. The Debt Cowboy breaks it all down on video — no fluff, just facts, and strategies that work in real courtrooms.
Let’s Talk
Let’s talk. Whether you’re facing a debt lawsuit, foreclosure, wage garnishment, or just want to settle your debt for less, The Debt Cowboy Law Firm is ready to ride into the fight for you.
Same-day callback. Real answers. Real protection.
Get started now!
Fighter in the Courtroom – Your Champion Against Big Debt
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